More Coverages

Assistance Beyond Liability Coverage.

Even with the required coverage, every company has protection needs beyond liability coverage. Being properly covered is critical to protecting your company, your assets, and your people.

GovTechTM has partnered with one of the leading business risk management consultants in the greater DC/Baltimore Region, The Capital Group, LLC.

GovTechTM specializes in providing comprehensive, cost-effective risk management. GovTechTM researches the market for carriers that are both specific and suitable to your industry. Their risk management services minimize claim by reviewing your current policies and checking for gaps or vulnerabilities in your commercial insurance, as well as offer safety programs.

The Capital Group partnered with national carriers to provide other necessary important coverages for your business needs and requirements.

Cover your company, your assets, and your people from the unforeseen.

For more information on The Capital Group or to speak with one of their agents, please visit their website at www.capgroupfinancial.com or contact us and GovTechTM will place you in touch with one of their Government Contractor benefits specialists.

Commercial Crime Insurance

A commercial crime policy typically provides coverage for crimes that a company may fall victim to. Crime insurance policies are intended for organizations other than financial institutions. Many crimes are covered with crime insurance, including coverage for:

  • Computer fraud
  • Employee dishonesty
  • Funds transfer fraud
  • Forgery or alteration
  • Kidnap, ransom, or extortion
  • Money and securities crimes
  • Money order fraud and counterfeit money

Cyber & Privacy Insurance

In today’s society, many exchanges occur online, meaning that sensitive information can be left vulnerable. If your company handles sensitive or personal information of customers, being prepared for a potential breach, cyber extortion, phishing, and other cybersecurity risks is essential.

Cyber and privacy policies will cover liability for data breaches of customer’s personal information, including social security numbers or credit card information. This coverage will cover many expenses that come with a data breach or hack, including:

  • Notification costs
  • Credit monitoring
  • Defense costs
  • Fines and penalties
  • Loss resulted from identity theft

Cyber insurance coverage will also protect you in case of business interruption, data loss or destruction, computer fraud, funds transfer loss and cyber extortion that may result from a cyber attack.